开卡前需要创建用卡人，方便进行卡片管理。平台新增独家卡bin，由于新渠道用卡人与原有渠道用卡人独立，您可以自由切换，实现用卡人管理，本文档以独家卡bin为例进行说明。
一、新建用卡人
如果您需要新增用卡人，您可点击用卡人，右上角的【创建用卡人】。创建完成后刷新可以看到新建的用卡人。系统会随机创建一个新的用卡人，如果您需要修改信息，可以直接编辑。
⚠️不同渠道用卡人完全隔离，首次使用独家卡BIN开卡请新建用卡人！
二、修改用卡人信息及账单地址
如果您想要修改用卡人信息及账单地址，您可点击发卡>用卡人，找到对应用卡人行，点击右侧【...】-编辑，进行持卡人信息及账单地址的修改。
⚠️注意：独家卡BIN渠道暂不支持用卡人编辑
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